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Long-Term vs Short-Term Calculator

Compare the Profitability of Long-Term Leasing vs. Short-Term Rentals

Not sure whether to rent your property long-term or dive into the short-term rental market? Our Long-Term vs. Short-Term Calculator helps you evaluate which strategy offers better returns for your unique situation.

Input key variables like nightly rates, occupancy rates, monthly rent, and operating costs for both models. The calculator will compare your potential income, factoring in seasonal vacancy, turnover, and associated expenses.

Use this tool to make an informed decision that aligns with your goals—whether that’s maximizing revenue, minimizing hassle, or balancing both.

Start comparing your options now to see which rental path makes the most financial sense for you.

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1. Enter your information into each required field. Hover over the info bubbles for more information.

2. Populating all editable fields with values will increase the accuracy of the results.

3. You may go back at any time to modify the contents of the fields.

4. Click “Calculate” to populate your results immediately.

Results

Short-Term Returns

Buying
Purchase Price $
Loan Amount $
Closing Costs $
Down Payment $
Monthly Payment Total $
Total Money Out of Pocket $
Holding Costs
Monthly $
Yearly $
Income After Expenses Before Taxes
Monthly Income W/ Principal $
Yearly Income W/ Principal $
Cashflow
Cashflow Before Taxes
Monthly $
Yearly $
Cash On Cash Return
Monthly %
Yearly %
Cashflow Returns With Appreciation in Income
Sample of Estimated Yearly Appreciation % 3%
2nd year $
3rd year $
4th year $
5th year $
Net Return
First Year Net $
5 Year Net $
ROI
Blank Price Percentage
ROI Assuming Purchase Price is Current Market Value
5 Year Return $ %
10 Year Return $ %
15 Year Return $ %
30 Year Return $ %
ROI With Property Appreciation
Sample of Estimated Yearly Appreciation % 3%
5 Year Return $ %
10 Year Return $ %
15 Year Return $ %
30 Year Return $ %

Long-Term Returns

Buying
Purchase Price $
Loan Amount $
Closing Costs $
Down Payment $
Monthly Payment Total $
Total Money Out of Pocket $
Holding Costs
Monthly $
Yearly $
Income After Expenses Before Taxes
Monthly Income W/ Principal $
Yearly Income W/ Principal $
Cashflow
Cashflow Before Taxes
Monthly $
Yearly $
Cash On Cash Return
Monthly %
Yearly %
Cashflow Returns With Appreciation in Income
Sample of Estimated Yearly Appreciation % 3%
2nd year $
3rd year $
4th year $
5th year $
Net Return
First Year Net $
5 Year Net $
ROI
Blank Price Percentage
ROI Assuming Purchase Price is Current Market Value
5 Year Return $ %
10 Year Return $ %
15 Year Return $ %
30 Year Return $ %
ROI With Property Appreciation
Sample of Estimated Yearly Appreciation % 3%
5 Year Return $ %
10 Year Return $ %
15 Year Return $ %
30 Year Return $ %

Amortization Chart

Principal: $

Term:

Interest Rate: %

Sample Close Date: 7/1/2023

Period (Months) Monthly Payment Interest Payment Principal Payment Loan Balance
$ $ $ $

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**Disclaimer: The long-term vs short-term calculator provided on this website is for demonstration purposes only. The results generated by the calculator are based on generic assumptions and may not reflect the actual costs associated with investment returns in your specific circumstances. It is important to note that these results should not be considered as factual or binding. We recommend consulting with a qualified professional to obtain accurate and personalized information regarding vacancy costs for your situation. By using this calculator, you acknowledge that we are not liable for any decisions made based on the results obtained.

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